In private health insurance, the costs are based on the desired benefits and your age. Simply adjust your rate to meet your needs. Personalize your ottonova rate with our add-on for a daily sickness allowance.
Why is the Expat tariff cheaper?
Normally, private insurance plans help you to save for your future – you'll pay more now, so that your premiums don't rise later. But if you're only planning on staying in Germany for a short time – less than 60 months – then there's no need to set this extra money aside.