Open a Bank Account in Germany

Everyone who moves to Germany needs a bank account to receive their salary. As you may have already noticed, there is a number of German banks. So which one to choose? We have asked expatriates about their favourite bank accounts in Germany. Some want to have online banking in English. Others prefer to have access to English-speaking personal customer service. Whatever your personal preference, you can find your best match on this page. Here you can complete your bank account application directly online. Note that you need to have registered your residence in Germany to open a bank account. If you are not registered in Germany but live in the EU, then you may still be able to open an N26 account and get a German IBAN.

Digital solution – Open free N26 bank account

√ check, if you are eligible
√ open your free account in 8 minutes
√ everything in English
√ modern design, online and mobile banking
√ 5 free cash withdrawals worldwide / per month

Get account now

Digital and local solution – Open Commerzbank account

√ 7,000 ATM / 550 branches all over Germany
√ option to open account online (receive 50€ as a gift)
√ option to open account in person
√ online banking and customer service in English

Open account now

Get an expert – We help you find a German bank account

√ get information about banking in Germany
√ let us make a personal assessment of your situation
√ ask any questions you may have

Get in touch now

Everything in English – Open your N26 account online

You must be registered at a German address in order to open a bank account.

Are you looking for a German bank account that offers all its services in English? Then N26 may be a good choice.
The N26 application form, mobile phone app, emails and customer service – absolutely everything is in English. Teaming up with TransferWise makes international transfers as cheap and convenient. It is ideal for anyone who wants to have a free, easy and secure way of doing banking. It is also great for those launching a business – just open your free business account today.

Great news: Get your German bank account number within 8 minutes. Simply fill out the form, download the app, verify your identity. Once you have completed these steps you instantly receive your German bank account number. This comes in particularly handy for everyone who needs a German bank account number quickly.

Who can open a N26 bank account?

You can open an N26 account if:

you are registered in Germany (not registered?)
you are at least 18 years old
you own a compatible smartphone
you are from one of the following countries and have one of these documents

What details you must provide on the N26 online application form:

first name and family name
email address
German home address and mobile telephone number
date of birth
nationality and the country in which you were born
have a valid passport or European ID card

How it works

Before you can apply for a bank account:

You must live in Germany (find a flat).
You must have a proof of residence registration in Germany (register here).

Apply online 8 minutes:

Fill out application form.
Download mobile app.
Verify your identity via video call; you need your passport/ ID for this
After the video call, you will get your bank account number instantly. Start receiving money right away!
Receive debit / credit cards within a few days. Start withdrawing and spending money.

Your advantages with N26

Why should I get N26? Easy! Get your free online account for these reasons:

open your German bank account within 8 minutes only
start using the account even before you have received your Mastercard
all apps, emails, service hotlines are in English
you can open this account even if you are not registered in Germany yet
stay mobile – do all your banking online
open a business account, if you need one
5 free cash withdrawals per month

How much does it cost?

Click to open on fullscreen

N26 Pricelist

Open account in 8 minutes

Open Commerzbank account now

You must be registered at a German address in order to open a bank account.

If you want a bank account that has various branches across Germany and provides personal customer support, Commerzbank may be your match. Online banking services and customer support are both in English. This is an ideal solution, if you are looking for a bank account to receive your monthly salary in Germany!

Online banking is important and popular. However, more and more people come to value personal customer service and having access to a local branch. At Commerzbank we can offer you exactly that. If you have a question, simply drop into one of our branches. One of our English-speaking staff will be happy to assist you.

Who can open a Commerzbank account?

You can open an Commerzbank account if

you are registered in Germany (not registered?)
you are at least 18 years old

What details you must provide on the Commerzbank online application form

first name and family name
email address
German home address and mobile telephone number
date of birth
nationality and the country in which you were born
have a valid passport or European ID card

Apply for a bank account online

Open your Commerzbank account in German online. Here is how you do it:

The online application form for a Commerzbank account is in German only. The online banking and customer service is in English. To open an account with Commerzbank in German simply click on the “Open account online”.
Fill out the application form online, print, sign it, or choose to receive the completed forms via post.
Sign the papers and bring them to a Commerzbank branch office to verify your identity, or do an online video verification.
Receive your papers and cards, and start using your account!

Main advantages of Commerzbank account

personal customer service in over 550 branches across Germany
access to online and mobile banking
get free cash at over 7000 cash machines in Germany
choose between 3 different bank accounts
open account directly online

How much does it cost

To find out about the different types of Commerzbank accounts and how much they cost, please click on ‘open account now'. You will see an overview of our free basic account, a basic account, a premium account, a business account, and more.

Open account online

Get an expert – Let us help you find your ideal bank account

You are unsure about which bank works best for you, or which bank account is most suitable for your needs? You feel safer when an expert supports you in choosing the right bank and the right type of bank account? You think about opening more than one bank account?

If any of these scenarios apply, then getting an expert should be your choice!

How it works

Get in touch and fill out the form.
One of our experts will contact you within 24 hours.
Your expert will get in touch with you. We advice which banking solution is best.
Your expert will guide you through the process of opening a bank account.

Main advantages

Our expert helps you pick one of the three banks suggested by us.

Get support via phone while you are opening your bank account.

We have more than 20 years of relocation expertise in Germany – ask away your questions, we are here to guide you!

How much does it cost

Expert support to choose the best of the banks we suggest – free of charge.

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Start your residence registration
In which city would you like to register your residence?*
Which other city*
Other City*
Yes, please help me to fill out the official forms.
Officially, we do not support any other cities. For 49€ we prepare this documents for you:
- the filled-out registration form
- the landlord confirmation
- the broadcast license form
You also get a free language guide!
Assistant
Yes, please support me additionally!
All services of the Registration package plus expert support:
- Get an expert to check, if you have filled everything out correctly
- Get support with making an appointment at the registration office, if possible
- Get access to our ticket system, where we are available for further questions regarding the registration

Additional fee: 50€
Contact details
Email*
Enter Email Confirm Email
Privacy policy
Privacy*
I agree to the privacy policy.
You have the possibility to save your entries at any time and continue later. In this case we will store your data for up to 30 days.
I have read the privacy policy and hereby agree that the personal information I have provided voluntarily may be raised, processed and used in order to provide the specified request.

Save and Continue Later

Previous residence
Previous residence address*
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Moving out date*
The previous residence in Germany was the*
Will the previous residence be kept?*
Future / new residence
Is your name on the mailbox?*
- Yes
- No
Please enter in the line "Address Line 2" the name which is written on the mailbox and insert a "c/o" in front of the name.
Example: "c/o Name" or "c/o Company Name"
New Address in Germany*
Street Address Address Line 2 City Commune, district ZIP / Postal Code
I am the owner of the property*
- Yes
- No
Moving in date*
Do you have any other registered residences in Germany?*
- Yes
- No
Other residence address in Germany*
Street Address City ZIP / Postal Code
The other residence in germany is*
Landlord details
You will find these details in your rental agreement. This can be a person or company. The data can also be filled in later by the landlord.
Name of the landlord
First Last Company
Address of the landlord
Street Address City ZIP / Postal Code
Is the landlord also the owner of the apartment?
- Yes
- No
Name of the owner
First Last Company
Address of the owner
Street Address City ZIP / Postal Code

Save and Continue Later

Your personal details
Name*
Prefix First name(s) Last name Birth name
Gender*
- Male
- Female
- Diverse
Date of birth*
Place of birth*
City Country
Nationality(ies)*

please write in german or english
Are you a member of a religious community?*
Marital status*
Date of death of partner*
Marriage details
Date of marriage*
Place of marriage*
City Country
Certificate number of marriage
Legitimation
What identification document do you have*
Issuing authority*
Serial number*
Date of issue*
valid until*

Save and Continue Later

Partner / Spouse
Name*
Prefix First name(s) Last name Birth name
Gender*
- Male
- Female
- Diverse
Date of birth*
Place of birth*
City Country
Nationality(ies)*

please write in german or english
Are you a member of a religious community?*
Marital status*
Further information on the spouse who does NOT change residence
Do you live permanently separated from your life partner?*
- Yes
- No
Spouses address*
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Legitimation
What identification document do you have*
Issuing authority*
Serial number*
Date of issue*
valid until*

Save and Continue Later

I am*
- father of the child/children
- mother of the child/children
First child
Name*
Prefix First name(s) Last name Birth name
Gender*
- Male
- Female
- Diverse
Date of birth*
Place of birth*
City Country
Nationality(ies)*

please write in german or english
Are you a member of a religious community?*
Marital status*
Legitimation
What identification document do you have*
Issuing authority*
Serial number*
Date of issue*
valid until*
Second children
Name*
Prefix First name(s) Last name Birth name
Gender*
- Male
- Female
- Diverse
Date of birth*
Place of birth*
City Country
Nationality(ies)*

please write in german or english
Are you a member of a religious community?*
Marital status*
Legitimation
What identification document do you have*
Issuing authority*
Serial number*
Date of issue*
valid until*

Save and Continue Later

Further information on the first child who does NOT change residence
Name*
Prefix First name(s) Last name Birth name
Gender*
- Male
- Female
- Diverse
Date of birth*
Place of birth*
City Country
Childrens Address*
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Further information on the second children who does NOT change residence
Name*
Prefix First name(s) Last name Birth name
Gender*
- Male
- Female
- Diverse
Date of birth*
Place of birth*
City Country

Save and Continue Later

Power of attorney
Will you register at the local residents' registration office yourself or do you want to authorise someone to do so? We can issue a power of attorney.
Who should do the registration?*
- I do this
- I want to give someone power of attorney
Authorised representative
The person needs all documents as well as the legitimation papers of all persons to be registered.
Name of authorised representative*
First Last
Date of birth*
Address of authorised representative*
Street Address City ZIP / Postal Code
Rundfunkbeitrag (GEZ) registration
Everyone who moves to Germany must register at GEZ (Rundfunkbeitrag). To register at GEZ, you must fill out a GEZ registration form, which only exists in German.
More information about Rundfunkbeitrag.
I want to fill out the Rundfunkbeitrag / GEZ registration form now
- Yes
- No
Payment method for GEZ
- Bank transfer
- Direct debit
Bank account details
IBAN (must start with DE)*
BIC
Bank name

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Payment
Residence Registration Package*
Price:
Residence Registration Package*
Price:
Assistant*
Price:
Total incl. 19% VAT
0,00 €
Payment Method

American Express
MasterCard
Visa
Supported Credit Cards: American Express, MasterCard, Visa
Card Number Expiration Date Security Code Cardholder Name
Email
This field is for validation purposes and should be left unchanged.

Save and Continue Later

Open a Bank Account in Germany

Digital solution – Open free N26 bank account

Digital and local solution – Open Commerzbank account

Get an expert – We help you find a German bank account

Everything in English – Open your N26 account online

Open Commerzbank account now

Get an expert – Let us help you find your ideal bank account

Start your residence registration

Contact details

Privacy policy

Who should be registered in Germany?

Family members who should NOT be registered

Previous residence

Future / new residence

Landlord details

Your personal details

Marriage details

Legitimation

Partner / Spouse

Further information on the spouse who does NOT change residence

Legitimation

First child

Legitimation

Second children

Legitimation

Further information on the first child who does NOT change residence

Further information on the second children who does NOT change residence

Power of attorney

Authorised representative

Rundfunkbeitrag (GEZ) registration

Bank account details

Payment