Open a Bank Account in Germany
Everyone who moves to Germany needs a bank account to receive their salary. As you may have already noticed, there is a number of German banks. So which one to choose? We have asked expatriates about their favourite bank accounts in Germany. Some want to have online banking in English. Others prefer to have access to English-speaking personal customer service. Whatever your personal preference, you can find your best match on this page. Here you can complete your bank account application directly online. Note that you need to have registered your residence in Germany to open a bank account. If you are not registered in Germany but live in the EU, then you may still be able to open an N26 account and get a German IBAN.
Everything in English – Open your N26 account online
You must be registered at a German address in order to open a bank account.
Are you looking for a German bank account that offers all its services in English? Then N26 may be a good choice.
The N26 application form, mobile phone app, emails and customer service – absolutely everything is in English. Teaming up with TransferWise makes international transfers as cheap and convenient. It is ideal for anyone who wants to have a free, easy and secure way of doing banking. It is also great for those launching a business – just open your free business account today.
Great news: Get your German bank account number within 8 minutes. Simply fill out the form, download the app, verify your identity. Once you have completed these steps you instantly receive your German bank account number. This comes in particularly handy for everyone who needs a German bank account number quickly.
Who can open a N26 bank account?
You can open an N26 account if:
- you are registered in Germany (not registered?)
- you are at least 18 years old
- you own a compatible smartphone
- you are from one of the following countries
What details you must provide on the N26 online application form:
- first name and family name
- email address
- German home address and mobile telephone number
- date of birth
- nationality and the country in which you were born
- have a valid passport or European ID card
How it works
Before you can apply for a bank account:
- You must live in Germany (find a flat).
- You must have a proof of residence registration in Germany (register here).
Apply online 8 minutes:
- Fill out application form.
- Download mobile app.
- Verify your identity via video call; you need your passport/ ID for this
- After the video call, you will get your bank account number instantly. Start receiving money right away!
- Receive debit / credit cards within a few days. Start withdrawing and spending money.
Your advantages with N26
Why should I get N26? Easy! Get your free online account for these reasons:
- open your German bank account within 8 minutes only
- start using the account even before you have received your Mastercard
- all apps, emails, service hotlines are in English
- you can open this account even if you are not registered in Germany yet
- stay mobile – do all your banking online
- open a business account, if you need one
- 5 free cash withdrawals per month
How much does it cost?
Click to open on fullscreen
Open Commerzbank account now
You must be registered at a German address in order to open a bank account.
If you want a bank account that has various branches across Germany and provides personal customer support, Commerzbank may be your match. Online banking services and customer support are both in English. This is an ideal solution, if you are looking for a bank account to receive your monthly salary in Germany!
Online banking is important and popular. However, more and more people come to value personal customer service and having access to a local branch. At Commerzbank we can offer you exactly that. If you have a question, simply drop into one of our branches. One of our English-speaking staff will be happy to assist you.
Who can open a Commerzbank account?
You can open an Commerzbank account if
- you are registered in Germany (not registered?)
- you are at least 18 years old
What details you must provide on the Commerzbank online application form
- first name and family name
- email address
- German home address and mobile telephone number
- date of birth
- nationality and the country in which you were born
- have a valid passport or European ID card
Apply for a bank account online
Open your Commerzbank account in German online. Here is how you do it:
- The online application form for a Commerzbank account is in German only. The online banking and customer service is in English. To open an account with Commerzbank in German simply click on the “Open account online”.
- Fill out the application form online, print, sign it, or choose to receive the completed forms via post.
- Sign the papers and bring them to a Commerzbank branch office to verify your identity, or do an online video verification.
- Receive your papers and cards, and start using your account!
Main advantages of Commerzbank account
- personal customer service in over 1000 branches across Germany
- access to online and mobile banking
- get free cash at over 9000 cash machines in Germany
- choose between 3 different bank accounts
- open account directly online
How much does it cost
To find out about the different types of Commerzbank accounts and how much they cost, please click on ‘open account now'. You will see an overview of our free basic account, a basic account, a premium account, a business account, and more.
Get an expert – Let us help you find your ideal bank account
You are unsure about which bank works best for you, or which bank account is most suitable for your needs? You feel safer when an expert supports you in choosing the right bank and the right type of bank account? You think about opening more than one bank account?
If any of these scenarios apply, then getting an expert should be your choice!
How it works
- Get in touch and fill out the form.
- One of our experts will contact you within 24 hours.
- Your expert will get in touch with you. We advice which banking solution is best.
- Your expert will guide you through the process of opening a bank account.
Main advantages
Our expert helps you pick one of the three banks suggested by us.
Get support via phone while you are opening your bank account.
We have more than 20 years of relocation expertise in Germany – ask away your questions, we are here to guide you!
How much does it cost
Expert support to choose the best of the banks we suggest – free of charge.
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