Insurance Guides
Health insurance in Germany in English: public vs private, visa cover and liability. Guides for expats, fact-checked by licensed brokers.
Can you get health insurance in Germany in English?
Yes. Everyone who lives in Germany needs health insurance, and you can get it with English-language service in both systems. Among the public funds (Krankenkassen), TK offers English support in its app and by phone, and Barmer runs a dedicated expat team. Digital private providers such as Ottonova and Feather handle sign-up, claims and support entirely in English. Your salary and job status decide which system you join; if all you need is proof of cover for the embassy appointment, an incoming policy covers that appointment.
Master German Insurance
Germany is one of the most heavily insured countries in the world. Choose the right coverage to satisfy your visa requirements and protect your private assets from massive liability claims.