Private Liability Insurance
Accidents can happen in the blink of an eye – your child kicks a ball through your neighbour’s window, or you break a vase while visiting a friend. In Germany, you are liable in such cases. In other words, you need to pay for the damage. To prevent this from happening, a liability insurance can be useful. Many Germans regard liability insurance as the most useful and important of the optional types of insurance. In the event of a claim, private liability insurance covers the cost of damages up to a specified amount. It also covers your spouse and children.
Lemonade – Instant everything
Private Liability Insurance
No matter how much you plan, things can go wrong in a second — for you and those around you. With Lemonade’s private liability insurance, you’ll be protected from extravagant expenses if you accidentally cause harm to others or their belongings.
And with paperless claims, a monthly plan starting from €2, and instant sign up — there’s no excuse not to protect yourself.
Lemonade’s main advantages
- Worldwide protection during trips of up to 3 months
- Monthly subscription, cancel anytime
- File claims seamlessly through the app
- Choose your deductible – between €0 and €500
- Key loss is covered
- All products and services (including the customer experience team) available in English
So what are you covered for?
In short: you’re covered for any injuries or damage between €5M – €10M you accidentally cause to others or their property. Lemonade covers you in Germany, but you’re also covered while temporarily travelling anywhere in the world (as long as your trip is less than 3 months!).
Want to read more? Check out Policy 2.0 where Lemonade explains what’s covered in simple English.
How much does it cost?
Lemonade private liability insurance starts at just €2 a month.
What makes Lemonade so special?
A little thing called Giveback. After you get a policy at Lemonade, you’re asked to select a cause (a nonprofit) you care about. Lemonade takes a flat fee, and uses the rest to pay claims. Any unclaimed funds go to the nonprofit of your choice. This is how social good is at the core of Lemonade’s business model. This is also why Lemonade earned the prestigious B-corp certification.
So how do you get Lemonade?
Step 1: Visit the homepage
Step 2: Click on the big pink button “Check our Prices”
Step 3: Have a delightful chat with bot AI Maya
Step 4: Download the Lemonade App and choose a Giveback cause
Step 5: Voilá!
Getsafe – Mobile Insurance
Private Liability Insurance
You want to stay safe at any time?
You don’t want to think of financial risks in case you accidentally damage another person or its equity?
You want to avoid the complexity of insurances and like to have everything accessible and manageable in an app on your smartphone?
Getsafe is providing you a simple and transparent insurance experience!
- Only pay what you really need.
- Every documents and information on your phone.
- No fixed contract period.
- English-speaking customer support.
How it works
- Following the link on this website to sign up for a liability insurance
- Download the Getsafe app.
- Sign into the app with your email address.
- Stays safe with Getsafe
It’s as simple as that.
Main advantages
Get insured without much effort.
Download the app → get your coverage → be insured.
It’s insurance – just simple.
As an expat you don’t want to waste your time for searching for the right insurance. You just want to be safe and no administrative paperwork.
We offer you fair prices, super service, no tricks with your contracts, and the perfect product for your needs.
A liability insurance from Getsafe covers:
- personal and property damage up to €25 million
- damages to borrowed and hired property
- exchanges of locks (in case of a key loss)
- rented property damages
- damages due to sport activities
If there are any questions about our product or the coverage please don’t hesitate to contact our customer support or visit our website.
How much does it cost
4,70€ per month
