For employees: From 1 January 2015, there are new regulations in place governing contributions to statutory health insurance. Employers and employees pay an equal share towards the standard rate of premium of 14.6 per cent that applies throughout Germany.
Above and beyond this, each health insurance fund can charge an individual additional premium, which is paid by the policyholder alone. TK’s additional premium is set at only 0.7 per cent. As employee, you pay 8.2 per cent of your gross monthly income, while your employer pays 7.3 per cent of it.
The total contribution of 15.5 per cent is collected by your employer as part of payroll settlement. The contribution towards long-term care insurance is 3.05 per cent. People over the age of 23 who have no children pay an additional premium of 0.25 per cent.
For students: As a student, you are well secured for a favorable student contribution. Care insurance and health insurance 90,02 € per month; if you are older than 23 years 91,64 €.